- Bachelor's degree in business, Finance, Economics, Accounting, Agriculture or a related field (FAIS aligned).
- A master's degree (MBA) or postgraduate diploma in Business Administration, Finance, or Banking may be advantageous.
- Professional certifications such as Certified Banker (CB), Certified Financial Planner (CFP), or Chartered Financial Analyst (CFA) can be a plus.
Experience required
- 3–7 years of experience in business banking, commercial banking, or corporate banking.
- Proven experience in relationship management, financial advisory, or credit analysis for business clients.
- Experience in lending, credit risk assessment and structuring financial solutions for business clients.
- Knowledge of SME banking, mid-market banking, or high-net-worth business clients is often required.
- Agricultural knowledge and understanding of the value chain (crop, livestock, horticulture, agribusiness).
Key skills and capabilities
- Relationship management and client advisory skills.
- Financial analysis, credit risk assessment and structuring solutions.
- Business acumen and commercial mindset.
- Problem-solving and solution-driven approach.
- Strong communication and negotiation skills.
- Ability to work independently and manage a portfol
Behavioural Competencies:
- Articulating Information
- Conveying Self-Confidence
- Convincing People
- Developing Strategies
- Embracing Change
Technical Competencies:
- Account Opening & Maintenance
- Application & Submission Verification (Business Banking)
- Customer Understanding (Business Banking)
- Product Knowledge (Business Banking)
- Risk Identification