Senior Accounts Receivable Consultant (Credit Assessor)

SUMMARY:
Job Spec: Senior Accounts Receivable Consultant (Credit Assessor)
 
Level: Senior Consultant
Title: Senior Accounts Receivable Consultant (Credit Assessor)
Remuneration: Market related
Start date: Asap
Initial term: 12 months
Location: Pretoria
 

1. Job Brief

• Assess new customer credit applications and determine creditworthiness in accordance with approved credit policies.
• Review customer financial information, credit reports and supporting documentation to support informed credit decisions.
• Conduct periodic reassessments of existing customers and recommend amendments to credit limits and risk classifications.
• Monitor customer credit exposure and proactively identify emerging credit risks.
• Support security management processes, including requests, logging, monitoring and release of securities and guarantees.
• Review and maintain customer credit limits and credit terms based on changing risk profiles.
• Manage credit workflows and approval processes, including exposure reviews and customer credit amendments.
• Ensure compliance with delegated authority limits and approval frameworks.
• Partner with Commercial, Sales, Finance and Customer Service teams to support customer onboarding and credit-related decision making.
• Resolve credit-related queries and requests from internal and external stakeholders.
• Support customer account reviews and provide recommendations regarding payment performance and overall risk exposure.
• Monitor credit risk KPIs and provide input into relevant performance dashboards and reporting.
• Escalate high-risk accounts and significant exposure concerns to management in a timely manner.
• Support provisioning reviews and assist in identifying potentially impaired customer accounts.
• Participate in credit policy reviews, process improvement initiatives and governance activities.
• Support audit requests and control testing activities relating to credit processes.
• Act as a Super User and SME for credit assessment and exposure management processes.
• Provide guidance and coaching to Credit Analysts and operational team members on credit risk practices and policy adherence.
• Support special projects, transition activities and continuous improvement initiatives within the Revenue function.

1. Qualification and years of experience required

• Minimum requirement: Bachelor's Degree in Finance, Accounting, Credit Management, Risk Management or equivalent qualification.
• 3–5 years' experience in Credit Assessment, Credit Risk Management, Accounts Receivable or Finance Operations.
• Experience assessing customer creditworthiness, financial statements and risk exposure.
• Experience working within structured credit approval frameworks and governance environments.
• Experience in the Oil & Gas, Energy or Manufacturing Industries
• Multinational experience preferred
• Shared Services environment experience preferred

1. Core Competencies and Attributes

• Attention to detail
• Analytical, Innovative Thinking and Problem Solving
• Time Management, Planning and Organizing
• Accountability and Dependability
• Ethics and Integrity
• Communication and Teamwork
• Planning & Organising
• Strong interpersonal skills
• Ability to multi-task and prioritize effectively
• Strong ability to work with a cross functional team
• Superior stakeholder service

POSITION INFO:
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