Capitec Bank Personal Loans

Capitec is known for its innovative approaches to banking in South Africa. The way they utilize remote banking, cash at tills, and ATM transacting has brought great convenience to their customers.

Capitec offers credit facilities, home loans, and insurances. They offer one of the lowest interest rates on personal loans in South Africa. You can apply for these services either by visiting one of their branches or by using their online platform.


  • You should at least be 18 years of age and living in South Africa
  • Have an active bank account where your monthly salary is deposited regularly

Loanable amount: R1 000 to R250 000

Interest rates: Rates amount up to 12.9%. Visit their site to get a better view of the interest rates on their loans.

Repayment period: From 30 days to 84 months


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